Privacy Policy

1. Information We Collect

We collect information that you provide directly to us when applying for a loan or contacting us:

• Personal information (name, email, phone number)
• Educational information (institution, course details)
• Financial information (income details, loan requirements)
• Academic records and transcripts

2. How We Use Your Information

We use the information we collect to:

• Process and evaluate your loan application
• Communicate with you about your application status
• Provide customer support and respond to inquiries
• Improve our services and user experience
• Comply with legal obligations

3. Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• With partner educational institutions for verification purposes
• With service providers who assist us in operating our platform
• When required by law or to protect our legal rights
• With your explicit consent

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

5. Your Rights

You have the right to:

• Access your personal information
• Correct inaccurate data
• Request deletion of your data
• Opt-out of marketing communications
• Withdraw consent at any time

6. Cookies

We use cookies and similar tracking technologies to improve your experience on our website. You can control cookie preferences through your browser settings.

7. Children's Privacy

Our services are intended for individuals 18 years and older. We do not knowingly collect information from children under 18.

8. Changes to Privacy Policy

We may update this privacy policy from time to time. We will notify you of any significant changes by posting the new policy on this page with an updated revision date.

9. Contact Us

If you have questions about this privacy policy or our data practices, please contact us:

• Email: info@localmoney.in
• Phone: +91 85007 13428
• Address: New Mallepally, Hyderabad, Telangana, 500001

You can also visit our Contact page to reach out to us.